Does fitting a tow bar affect my insurance?

If you’re wondering whether fitting a tow bar will affect your vehicle insurance or not, the answer is that it will.  

If you are planning to fit a tow bar to your vehicle, you need to inform your insurance company to prevent your policy being invalidated. If you were to make any modification to your vehicle, your insurance company would need to be alerted as it can affect your policy.   

Fitting a tow bar means you can tow vehicles, which makes your vehicle more of a risk than it was prior. This rule is the same for most car modifications because if it increases your risk on the road, it will affect your policy.  

Most companies won’t add additional charges, but it is entirely dependent on who your insurance provider is and what they outline in their policies. You may incur an amendment fee if you’re adding it to an existing vehicle, but this depends on who your insurance provider is.  

It’s sensible to inform your insurance provider about a tow bar fitting too, as it means you can add cover for the tow bar and separate vehicles such as a trailer or caravan – again, this depends on the insurance provider.  

If you are planning to get a tow bar fitted, we are happy to announce that we have recently relaunched our tow bar fitting services at our branches. This means you can visit any of our PF Jones branches or fitting centres to get your tow bar fitted by one of our professional fitters.  

We have fitting centres in Manchester, Stoke-on-Trent, Wigan and we have recently opened our latest fitting centre in Bury! Our fitting service is one of our most popular services here at PF Jones and our expert fitters have years of experience both professionally and personally.  

Because of the high demand we have for our fitting services, we decided to make it much simpler for you to get a quote for your fitting. All you have to do is head over to our instant quote builder, where you enter a few simple details and within minutes you’ll have a fitting quote.   

If you want a fitting quote you can click here 

Find your nearest branch by clicking here.